As per usual, I called BofA today. I wanted to know what the next step is in the foreclosure process and what we can expect. As you may well know, I don't like surprises! Which is one of the reasons this is so hard for me-it's out of MY control!
They said we can expect an eviction notice next and that would tell us what to do. They couldn't tell me when that would come or what it would say. BofA should get some smarter reps!
I also asked them who is responsible for the insurance and taxes and found out that they are but we would be ultimately responsible when we are taxed on the loss to the bank.
So off to the accountant we go...now my energy will be focused on minimizing our tax burden. We might talk to a bankruptcy attorney as well...stay tuned!
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