I'm NOT Giving Up!

To this date, the mortgage company has yet to contact us, nor have they sent their threatened foreclosure papers. To me, this just buys me more time to get a regular job and for the real estate market to pick up. I am hopeful.

Since they have not yet contacted us nor have they been willing to offer us a solution or even speak with us, I decided to start a letter campaign. This week I sent a letter along with a proposal for payment plans/terms to our mortgage company. Included in the letter was a check for our proposed amount for a new mortgage. My plan is to continue to send letters weekly as well as contact anyone I can at the mortgage company via email. Maybe someone will listen! We don't want to become another sad statistic! We want to keep our home and pay what is due...we just need some adjustments made until the economy turns around and our financial situation stabilizes. I'm not giving up!!!

A Glimpse of Hope

I got a job! Seems like it should be cause for celebration...and it is...sorta!

The job is a temporary seasonal job (with a slight chance it could become a regular job in January-fingers crossed). The job is just over minimum wage and part-time. (According to the customer service people, our mortgage co. wants to see regular employment, not temp.) The job is with the same company I worked for when I turned 16...and I'm working my butt off for next to nothing!

It is very humbling to work in a starter-level job in my own community where I constantly run into people I know! I am supposed to be a successful Realtor. I'm 43 years old, not 16! I've paid my dues. I've worked my way up the ladder. Ugh! But I keep telling myself that I'm doing whatever it takes for my family-to keep our home, my twins in college, bills paid and food on the table! Humbling!